Saturday, September 22, 2007

Update App-O-Rama: Step 2 Apply For the Credit Cards

2 weeks have passed since i performed my App-O-Rama and i have received most of my credit cards thus far. There are a few cards that i have not received however, and there are some that i found out were declined. I am considering this 1st AOR a success thus far because i have managed to secure about $104,500 in credit limits combined. It breaks down to be $51.5k in credit lines that remain 0% for 6months and $53K in credit limits that remain 0% for more than 9 months. It was a goal of mine to obtain over 50% in CL from long term balance transfer offers.

Business Cards I plan to apply for (sorted alphabetically):
advanta small business visa(0%/16mo/$50btfee)
instant results: deferred
deferred results: DENIED - too many inquries


AMEX Business Gold Rewards Card - 25,000 Bonus points with 1st purchase - 1st year waived instant results: approved amt. deffered
Deferred results: approved

Bank Atlantic Rewards Business MasterCard - 0% BT 15mo ($75)
Instant Results: deferred
Deferred Results: Approved $15k CL

BofA Business Power Rewards Visa (0%/9mo/$0BTfee)
instant results: deferred
deferred Results: Approved $5k CL


Chase Business Cash Rewards - 0% BT 12mo ($75)
instant results: deferred
deferred results: Denied business not verified



Chase Business United MP (25k miles, FYF)
instant results: deferred
deferred results: Denied business not verified

Citi Business Card with TYP - 0% BT 12mo ($0) - 15,000 TYP
instant results: deferred with accessorize page
deferred results: Approved $12k CL

Citi Business PremierPass Mastercard - 0% BT 12mo ($0) - 15,000 TYP 1st yr annual fee waived
instant results: Deferred with accessorize page
Deferred Results: Approved $6k CL

Discover business 0% for 12 months 75BTfee) applied 9-19-07
instant results: deferred 30 days
deferred results:

M&T Bank - Business Card (0%/6mo/$0BTfee)
instant results: deferred
deferred results: Approved $7.5k CL

National City Visa Business (0%/6mo/$0BTfee)
instant results: Approved $10k CL
Deferred results: Approved
-----------------------------------------------------------------------------------------------
Personal Cards I applied for (sorted alphabetically):
AM.EX Starwood Preferred (10k pts, FYF)
instant results: deferred
deferred results: Approved

Baylor US BANK platinum Visa (0%/6mo/0BTfee)
instant results: deferred
deferred result: Approved $12k CL

capital one no hassle cash (0%/june08/0fee)
instant results: DENIED
deferred results: too many inquiries


chase platinum mastercard 12mo 0BTfee
instant results: Deferred 30 days in writing
defered results:

Citi Prof 0% 12mo NFBT +$15KTY
instant results: deferred for 30 day processing. probably declined
deferred results:

ESPN WaMu/Providian (0%/06mo/$0BTfee+ 25GC 1-800-497-2835
instant result: approved $7k CL
deferred result: approved

Juniper Bank Atlantic (0%/15mo/$75BTfee) -866-369-1283
instant results: Approved $15k CL
Deferred results: approved

hsbc platinum fly visa 12mo 75btfee
instant results: 10-15days defferred
Deferred results:

LaSalle Bank (0%/12mo/$75BTfee)
instant results: deferred
deferred results: Approved $15k CL

Principal 12mo 0% max 75 applied 9-19-07 877-875-8096
instant results: additional processing required 7-10 days
deferred results:

statefarm good neighbor 9months 0btfee
instant results: 7-10 days
Deferred Results: Declined Too many inquiries

wachovia visa card (0%/6mo/0fee)
instant results: deferred
deferred results: Approved $5k CL

Wells Fargo Platinum Cash.Back (0%/6mo/$0BTfee)
instant Results: deferred
deferred results: Declined can only have 1 WF card


Digg!





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