Update App-O-Rama: Step 2 Apply For the Cards Final Update

One Month has passed since i performed my App-O-Rama and i have received the final verdict on all of my applications. The official stat count for all of the applications show that out of the 24 credit card apps i filled out, 15 were approved and 9 were declined. My first ever AOR is definately a success thus far because i have managed to secure about $118,500 in credit limits combined. It breaks down to be $51.5k in credit lines that remain 0% for 6months and $67K in credit limits that remain 0% for more than 9 months. It was a goal of mine to obtain over 50% in CL from long term balance transfer offers.

My strategy ended up having a huge upside. There were many promotional offers involved in my AOR. I received:
-12,500 Starwood points ~$125 Dollars
-30,000 Amex Gold points~$300 Dollars
-$25 Dollar Espn Gift Card
-30,000 Thank You points~$300 Dollars
-16 A+ points ~ $250 Dollars

Total - $1000 Dollars in Promotional Offer Money

The only downside is that from all of the inquiries, my credit score dropped by 20 points. That is perfectly fine for me, however. I have plenty of time for that score to increase before my next planned AOR! Stay tuned for step 3 as i research a bank for which to place the arbitrage money.

Business Cards I plan to apply for (sorted alphabetically):
advanta small business visa(0%/16mo/$50btfee)
instant results: deferred
deferred results: DENIED - too many inquries

AMEX Business Gold Rewards Card - 25,000 Bonus points with 1st purchase - 1st year waived instant results: approved amt. deffered
Deferred results: approved

Bank Atlantic Rewards Business MasterCard - 0% BT 15mo ($75)
Instant Results: deferred
Deferred Results: Approved $15k CL

BofA Business Power Rewards Visa (0%/9mo/$0BTfee)
instant results: deferred
deferred Results: Approved $5k CL


Chase Business Cash Rewards - 0% BT 12mo ($75)
instant results: deferred
deferred results: Denied business not verified



Chase Business United MP (25k miles, FYF)
instant results: deferred
deferred results: Denied business not verified

Citi Business Card with TYP - 0% BT 12mo ($0) - 15,000 TYP
instant results: deferred with accessorize page
deferred results: Approved $12k CL

Citi Business PremierPass Mastercard - 0% BT 12mo ($0) - 15,000 TYP 1st yr annual fee waived
instant results: Deferred with accessorize page
Deferred Results: Approved $6k CL

Discover business 0% for 12 months 75BTfee) applied 9-19-07
instant results: deferred 30 days
deferred results: Denied too many inquiries

M&T Bank - Business Card (0%/6mo/$0BTfee)
instant results: deferred
deferred results: Approved $7.5k CL

National City Visa Business (0%/6mo/$0BTfee)
instant results: Approved $10k CL
Deferred results: Approved
-----------------------------------------------------------------------------------------------
Personal Cards I applied for (sorted alphabetically):
AM.EX Starwood Preferred (10k pts, FYF)
instant results: deferred
deferred results: Approved

Baylor US BANK platinum Visa (0%/6mo/0BTfee)
instant results: deferred
deferred result: Approved $12k CL

capital one no hassle cash (0%/june08/0fee)
instant results: DENIED
deferred results: too many inquiries

chase platinum mastercard 12mo 0BTfee
instant results: Deferred 30 days in writing
defered results: Approved $9.5k CL

Citi Prof 0% 12mo NFBT +$15KTY
instant results: deferred for 30 day processing. probably declined
deferred results: Denied too many inquiries

ESPN WaMu/Providian (0%/06mo/$0BTfee+ 25GC 1-800-497-2835
instant result: approved $7k CL
deferred result: approved

Juniper Bank Atlantic (0%/15mo/$75BTfee) -with 8 A+ points with first purchase and 1 A+ points for each $1k BT - 16 A+ points
instant results: Approved $15k CL
Deferred results: approved

hsbc platinum fly visa 12mo 75btfee
instant results: 10-15days defferred
Deferred results: Approved $4.5k CL

LaSalle Bank (0%/12mo/$75BTfee)
instant results: deferred
deferred results: Approved $15k CL

Principal 12mo 0% max 75 applied 9-19-07 877-875-8096
instant results: additional processing required 7-10 days
deferred results: Declined Too many inquiries

statefarm good neighbor 9months 0btfee
instant results: 7-10 days
Deferred Results: Declined Too many inquiries

wachovia visa card (0%/6mo/0fee)
instant results: deferred
deferred results: Approved $5k CL

Wells Fargo Platinum Cash.Back (0%/6mo/$0BTfee)
instant Results: deferred
deferred results: Declined can only have 1 WF card




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